www.retire.cam

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The five emotional stages of retirement are:

Contentment
A stage when you've settled into a new routine and are content with your new life 

Pre-retirement
The years leading up to retirement, when you start to plan your finances and consider what you want from retirement 
Honeymoon
The initial excitement of retirement, when you feel free to do what you want 
Disenchantment
A period of letdown when you may feel restless, aimless, or unmotivated 
Reorientation
A time to re-evaluate your lifestyle and redefine your purpose in retirement 

Explanation
Retirement can be a...

What are the 4 D's of retirement?
Preparing for the 4 D's:  Divorce, Debt, Disability, and Death . Who doesn't dream of an enduring marriage, plenty of money, physical and mental health well into your 80s, and a generous inheritance to leave to happy, stable adult children who all get along when you die at a ripe old age?